How do I load my STACK account?

There are 5 easy ways to put money on your virtual card:

• Payroll Direct Load- Log into the STACK app.
  • Tap on your profile picture to get to your settings menu.
  • Under "Money In", tap on "Payroll Direct Load".
  • Write down your Account Number, Transit Number, and Bank Code.
  • Close the STACK app.
  • Send your Payroll Direct Load info to your employer so they can set up your paycheque to direct deposit into your STACK account.

• Bank Payee - Tap your profile picture on the top left of the screen to get to the settings menu.
  • Under "Load Money", tap on "Bank Payee".
  • You'll need your account number from this screen to pay it as a bill from within your online banking with your financial institution.
  • This method of loading usually takes 2-5 business days, depending on the time of day the payment was made.

• Interac e-Transfer - Log into the STACK app and follow the steps below. 
  • Tap on your profile picture in the top left hand corner of the screen.
  • Scroll down and select Interac E-transfer Load.
  • Enter in the amount that you would like to request from your bank. ($10 Minimum)
  • Select the "Continue" button in the bottom right hand corner.
  • Once presented with the confirmation screen select the "Done" button. 
  • You will receive an email and push notification to indicate that we have requested amount from your bank.The email the request was sent to is the same email associated to your STACK account. Please open the email.
  • Tap on "Accept Request".
  • Choose your financial institution you would like it pulled from.
  • Log into the bank account you would like the funds pulled from, follow the prompts and accept the request. 
  • We will charge you $0.99 for each E-transfer transaction.
    STACK will reimburse eligible cardholders this fee. Eligible cardholders are defined as those who spend a minimum of $350 CAD in net purchases in a calendar month.

• Cash Load - Visit a participating Canada Post or retailer with your Cash Load QR code to load using cash or your debit card. Simply present your QR code and let them know the amount you want to load to your STACK account. You can load using cash or your debit card, fee free!
  Here’s how it works. Visit a participating Canada Post or retailer
  • Open your STACK app, and tap the three dots over “more” to get to the menu
  • Tap Cash Load to get to your personal QR code
  • Show your QR code and let them know how much you want to load
  • Pay with cash or debit
  • If you have push enabled, you will receive a push notification once the funds have credited your account.
  • Please note: $200 minimum amount for Cash Loads.
  • A fee of $1.99 will be charged to your account each time using this money load feature.
    STACK will reimburse eligible cardholders this fee. Eligible cardholders are defined as those who spend a minimum of $350 CAD in net purchases in a calendar month. 

• Free STACK-to-STACK Transfers - Log into the STACK App 
  • Tap the $ button in the bottom right of your screen -
  • Pick either SEND or RECEIVE and the amount and tap next. (Tap any of our pre-set transfer amount in the middle of the screen to move even faster.) -
  • Enter the name and email of the STACK member person you want to transfer money with.
  • Tap Confirm to move to the next screen.
  • If your transfer info is correct, slide the $ in the bottom of the screen to start the transfer. - Feel good.
    

Click here to find participating retailers

If you're having trouble getting money into your account, chat with us in the app or give us a call at 1-877-STACK-01 and we'll help you out!