A virtual card allows you to make purchases online before you receive your physical card. As soon as your registration is completed, you are able to access your virtual card immediately.
The virtual card also has a different card number from your physical card to minimize the risk of shopping online.
You can also add your virtual card to Apple Pay, Google Pay, Garmin Pay, Samsung Pay and Fitbit Pay as another form of payment.
You're also able to load money on to your virtual card using the Cash load method or the Interac e-Transfer method.
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